I've sat on both sides of this table.
Twenty years advising people on their money. And one divorce of my own, after twenty-five years of marriage.
A thinking partner for the financial fog of divorce.
I'm a Certified Divorce Financial Analyst and a financial planner. Twenty years in practice. I sit with people through the hardest decisions of their lives, and I think the math through with them when they can't think it through alone.
As a financial planner, I walk with people through every season of their lives. Retirement, wealth building, loss, inheritance, transition. You get to know people deeply over twenty years. Their families, their goals, the things that keep them up at night.
I work with both men and women. My first major client win was for a man. I identified premarital assets that were being incorrectly divided and saved him $300,000 to $350,000.
Fair does not have a gender. I work with whoever needs clarity.
- Certification CDFA
- Background Financial Planner
- Experience 20 years
- Location PNW + US
- Clients Men and women
It began with a phone call.
About eight years ago, one of my dearest clients called me. A wonderful man in his fifties. He had been off the grid for a week of fishing. When he got back to cell service, he had a voicemail from his wife.
His voice was shaking. Two things. Their house had burned down. And she had found someone else. She was divorcing him.
"Leanne, two-thirds of divorce is about money. And I do not know a thing about it."
That was the first of many. He needed someone who could help him think clearly about the financial side of divorce. Not just the legal side. The money. The retirement accounts. The house. The tax implications nobody was explaining.
That phone call is why I pursued the CDFA certification. The people I had been doing life with for years deserved someone who could handle this part with the same care I brought to everything else.
After twenty-five years of marriage, I got a divorce.
It was hard. It was humbling. But I was equipped. I knew the process, I understood the numbers, and I used that knowledge to create the best possible outcome for myself, for my ex-spouse, and for our kids.
Even so, I sat at my kitchen table staring at bank statements and wondering if I'd ever feel secure again. I had every credential in the book and I was still scared. That is worth saying out loud, because most people going through this assume the fear means they're doing it wrong. It doesn't.
My own experience is not why I do this work. But it is why I understand it differently than someone who only studied it.
Most people don't know a CDFA exists until it's too late.
By the time someone finds me, they've often already agreed to something. Not because they were careless. Because nobody told them which questions to ask, and the questions are not obvious unless you do this for a living.
So I put it in writing, and I put it on tape. The articles here cover the decisions that carry the most money: the house, retirement accounts, maintenance, debt, the assets that don't show up on a balance sheet. The Private Sessions are the conversations I have with clients behind closed doors, recorded so you can hear them before you sit across the table from anyone.
None of it replaces your attorney. Your attorney handles the law. This is the other two-thirds.
Fearless isn't about leaving. It's about knowing your numbers before you sign.
I don't have an opinion about whether you should end your marriage. That is yours, and it is usually the hardest thing a person ever decides. What I have an opinion about is whether you understand the money before you agree to it. Plenty of people who work with me are still hoping to reconcile. The numbers matter either way.
The conversations I have behind closed doors with clients. Now in your ear.
17 episodes. One financial guide. Recorded by Leanne Ozaine, CDFA, who went through her own divorce after 25 years of marriage. These aren't scripts. These are the real conversations she has in her office about settlements, taxes, retirement accounts, and the financial mistakes smart people make.
Intro Free · 10:39
Welcome to The Private Sessions
The first three episodes are free. No email. No commitment. Just press play.
Listen to all 3 free episodes →
Full series: 17 episodes + financial guide · $97
Some situations need more than audio.
If you have a proposed settlement in front of you, or assets that are complicated enough that a general answer won't cut it, I work with clients one to one through The Private Advisory. Spokane and the Pacific Northwest in person, nationwide over Zoom.